Should I Hire An Insurance Claim Lawyer or a Public Adjuster?
Looking to Hire An Insurance Claim Lawer? Try A Public Adjuster
Here’s Why You Should Hire A Public Adjuster For Your Insurance Claim
If you’re struggling with homeowner damage, and you’re not sure if you should hire a lawyer or a public adjuster, it’s no surprise. Believe it or not, most people never think about hiring a lawyer or a public adjuster, until their insurance company backs out on them.
Therefore, most homeowners struggle with finding the best representative to help them with their home damage claim. And the worst part is, this is one of the most important parts of resolving your insurance claim. Why? Consequently, whichever agent you choose to represent you, can make a huge difference in your total settlement. So, we want to help you maximize your settlement by giving you the best information for you.
Give yourself a few minutes to read every word of this article. Once your done contact Sentry Public Adjusting, today. Let us show you why we stand with some of the best public adjuster reviews in Florida.
Are you ready? Let’s get started!
Public Adjuster vs Lawyer: Costs
Hiring a home insurance lawyer entails a comprehensive list of fees. If you’re not careful, hiring a home insurance lawyer can put you and your home under water. As a matter of fact, lawyers charge a wide range of fees including consultation fees, contingency fees, referral fees, retainer fees, and hourly rates. At the same time, insurance claim lawyers also charge filing fees, court cost, photocopying, telephone, postage charges, paralegal time, messengers, computer research, travel expenses, faxes, and more. And that’s just the beginning. There also may be other hidden fees not mentioned above. Not to mention, insurance claims lawyers may increase their contingency price if your claim goes to trial.
Meanwhile, here at Sentry Public Adjusting, our licensed public adjusters handle insurance claims with no fee unless we get money for you. The cost of hiring a public adjuster is extremely small in comparison to hiring an insurance claim lawyer. According to the 2018 Florida State Statutes, “ compensation for the reopened or supplemental claim may not exceed 20 percent of the reopened or supplemental claim payment. In no event shall the contracts described in this paragraph exceed the limitations in a paragraph.” On top of that, the 2018 Florida State Statutes also states “ A public adjuster may not charge, agree to, or accept any source compensation, payment, commission, fee, or any other thing of value in excess of
Ten percent of the amount of insurance claim payment made by the insurer for claims base on events that are the subject of a declaration of a state of emergency by the Governor. This provision applies to claims made during the year after the declaration of emergency. After that year, the limitations in subparagraph 2. apply.
Twenty percent of the amount of insurance claim payments made by the insurer for claims that are not based on events that are the subject of a declaration of a state of emergency by the Governor.”
In essence, this points out that public adjusters only charge a small fee to resolve insurance claims. Therefore, homeowners can expect to receive maximum value for a minimum cost. In comparison to hiring an insurance claim lawyer, public adjusters of are the best option for you and your home.
With this in mind, should you hire a lawyer or a public adjuster? Still not sure? Keep reading.
Public Adjuster vs Lawyer: Preparing Estimates Of Damage
Beyond the price, our licensed public adjusters are professionally trained to help you asses your property damage. In the process, we can also help you maximize your claim by helping you discover hidden damage cost you may not be aware of. Don’t worry. Here at Sentry Public Adjusting, we do not charge a fee to visit your home and assess the damage. Our certified licensed public adjusters are only here to help. Not to mention, we also help you organize your damage estimates and help you file your claim with your insurance company.
Meanwhile, insurance claim lawyers charge an additional fee for estimating the damage of your property. And to make matters even worst, home insurance claim lawyers do not have the necessary knowledge to asses the damage of your home. Therefore, most law firms will hire an adjuster to inspect the damage of your home. As a result, you will have to pay a fee that you could easily avoid if you hire a public adjuster near you. So, why pay more if you don’t have to?
Come find out how our public adjusters can help you get the most for your home insurance claim.
Public Adjuster Vs Lawyer: File Claim To Insurance Company
Chances are, if you’ve experienced home damage, you’re going to need to file an insurance claim. With this in mind, your going to need an expert who can help you navigate the details and language of insurance claims. Therefore, you’re going to need a public adjuster. Unlike policyholders, public adjusters are better equipped to log and submit initial and supplemental claims. This is important because filing an insurance claim can be exhaustive. And home insurance policyholders need someone on their side that can offer them an affordable solution and help them every step of the way.
On the other hand, hiring a lawyer to give your insurance claim as much attention as a public adjuster can be expensive. As follows, this can also make it difficult to file a claim with your insurance company. Considering everything that goes into filing an insurance claim, lawyers need to walk policyholders through every step of the process. However, most law firms do not have the time to help individual clients avoid all of the pitfalls and setbacks that come with filing an insurance claim.
Public Adjuster Vs Lawyer: Experience With Dealing With Insurance Companies
If you’re looking to take on an insurance company, you need someone who has experience dealing with insurance companies. You need a public adjuster. Public adjusters have spent countless years working in or with insurance companies. Public adjusters have also studied the laws associated with insurance claims. In addition, most public adjusters have spent years settling claims for policyholders.
Therefore, public adjusters have the best hands-on experience to help you settle your claim. Not to mention, our local Florida public adjusting firm has the tools and resources to help you settle your claim.
In comparison, lawyers work on a case by case basis. Therefore, most lawyers do not specialize in home insurance claims. As a result, their lack of knowledge in certain areas can severely impact your claim. Even worst, a lawyer can limit your chances of receiving a maximum settlement for your claim. Not to mention, some lawyers may have different obligations than you. As a result, this can also decrease your total settlement.
So would you rather hire a public adjuster or an insurance claim lawyer?
Should I Hire A Public Adjuster vs Lawyer
After taking a close look, hiring an insurance claim lawyer vs hiring a public adjuster, it’s obvious that you should hire a public adjuster. In fact, we believe our public adjusters can help you save more money and get more money for your insurance claim. We can even help you settle your insurance claim in a reasonable amount of time. As a result, we can help you save time and money. Plus, we can help you restore your property with the best settlement for you. So why wouldn’t want to hire a public adjuster near you?
If you’re serious about receiving an appropriate settlement for your home insurance claim, it ’s time to contact Sentry Public Adjusting. Don’t wait another minute.
If you act now, you will instantly receive a free estimate. But you must hurry. Insurance companies are always looking for ways to deny your claim. And we want to make sure that you get your insurance claim filed as soon as possible.