Wind Damage Facts and Statistics
- The average cost of wind damage repair to a roof is $5,370.
- According to the Beaufort Wind Scale, it only takes wind blowing at 55-63 mph for considerable structural damage to result.
- Some homeowner’s insurance policies will refuse to pay for wind damages to a roof due to basic wear and tear on a roof.
- Winds are one of the most dangerous parts of a tropical storm.
- 40% of all U.S hurricanes hit Florida.
- 88% of major hurricane strikes hit either Florida or Texas.
- The peak hurricane season is from June 1st to November 1st.
- Most of the damage to homes from wind is from debris being carried by the winds.
- If you only have homeowner’s insurance, without flood insurance then, a flood which happens because of wind damage will not be covered.
- Hurricane windstorm insurance is offered in almost all homeowner’s insurance policies.
Don’t leave yourself out in the storm with your insurance policy not compensating for the wind damage to your home. Thoroughly going over your insurance policy can be a long process to which leaves you more confused by the end. Time is a factor when it comes to home repairs. If you have substantial roof damage and your house is now flooding, you may not be covered by your wind damage insurance. It is important that you call Sentry Public Adjusting as soon as possible.
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What Does Your Wind Damage Insurance Cover?
Assessing the full extent of wind damage is an involved process. If the integrity of your roof or siding is compromised, it can lead to water damage and mold damage. This can lead to a myriad of problems later. Some insurance companies won’t allow for the coverage of other damages leaving you with thousands of dollars in repairs that aren’t reimbursed.
Most homeowner’s insurance policies have anti-concurrent causation clauses in them. An anti-concurrent causation clause usually reads something similar to “We do not insure for such loss regardless of: a) the cause of the excluded event: or b) other causes of the loss: or c)whether other causes acted concurrently or in any sequence with the excluded event to produce the loss.”
Why Choose Sentry Public Adjusters?
At Sentry we know the devastation a hurricane and high winds wreak on our state – especially our homes. It can be hard to get all paperwork and proper documentation when you’re trying to put your life back together. Sentry Public Adjusting will advocate on your behalf to ensure fair compensation for your wind damage insurance claim. We believe you’re entitled to fair payment to repair your home and put your life back together.
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